Oh shoot, annuities! You’ve probably heard about them, right? Long term contracts filled with complex terms and conditions that give many potential retirees sleepless nights. Annuity risks and mitigation strategies are a hot topic and bar chat fodder for most…
Guess what? The average American retires at age 62. By 2035, retired populations will surge past the 78 million mark. But here’s the hooker. Are you financially prepared for these golden years? Hello, folks! I bet you’ve heard about annuities,…
Did you know that in 2021, the average social security retirement monthly benefit was only $1,543 (Source: www.ssa.gov)? That’s right—$1,543! Hardly enough to manage monthly expenses, let alone have a relaxed, worry-free retirement. And that’s where annuities come in. Hello…
Ahoy there! Let me throw this eyebrow-raising stat at you right off the bat: according to TheInsuredRetirementInstitute, over $235 billion went into annuities in 2018! That’s a lot of nest eggs! Now, wouldn’t it be great if you knew exactly…
Did you know that 96% of retirees depend on their Social Security benefits to fund their retirement? Considering the unsustainable nature of this system, planning for retirement requires a fresh approach. Let’s talk about building a diversified dividend portfolio for…
Hold onto your hats! Did you know that $2.3 trillion worth of dividend stocks were paid in 2019 alone? (source: Janus Henderson Global Dividend Index). That’s a mind-boggling figure, don’t you think? Now, here’s the exciting part for you: with…
Did you know that according to the *National Center for Assisted Living*, nearly one million Americans reside in some type of senior living community? And that number is expected to double by 2030? That’s a huge leap! Amid such an…
“Whoa, did you know Alzheimer’s and related dementia conditions afflict one in nine seniors in the U.S. (source: www.alz.org)? Just let that sink in! Now, here’s the next big question: How do we address this advent without putting an undesirable…
Did you know that over 1 million seniors live in assisted living facilities in the United States? (source: seniorliving.org) Yet, what if I told you that the quality of their twilight years often hangs on much more than just high-quality…
Did you know that approximately 90% of adults aged 65 and older are prescribed at least one drug, and 40% take five or more medications? (source: www.cdc.gov). Balancing this complex medication regimen can be challenging enough at home, let alone…